Life & Health Insurance

Life Insurance

Taking care of your life insurance needs is one of the most important things you can do to protect your family from financial hardship. Our agents will ask questions to better understand your specific need, and then work diligently to create the right insurance plan for you and your family. Quest Insurance Group recommends level term products that allow you to maximize the face amount of the policy, and to minimize the cost of the insurance. We are proud to represent some of the top carriers in the insurance industry that offer term products from 10 to 30 years. In an effort to better serve you, we have created an online quote center that will expedite a response from a member of our team. You can also call either office and speak with an agent to discuss your insurance needs.

Disability Insurance

Disability insurance covers you in the event of a partial or total disability. The chance of being disabled for at least six months sometime during your career for a person under age 35 are one in three, according to National Underwriter (“Why Disability,” April 2005). Less than a third of employees have insurance to replace their income in case they suffer from a long-term disability, according to the American Council of Life Insurers (2005 Life Insurers Fact Book). There are several things to consider when purchasing disability insurance. Is there a wait period? How long with the benefit pay (some are as few as 24 months)? How likely is a disability to affect your occupation?

Health Insurance

We work with several carriers that will provide you with affordable coverage with a nationally recognizable company. These companies have group, individual, family and child policies. There are many options for coverage including Traditional Health Plans, High Deductible plans, Dental and Vision.