Personal Coverage

Automobile Insurance

Automobile accidents are the most likely personal cause of a severe financial loss. Most families do not realize the importance of this coverage. If you do not have proper coverage you are putting your personal assets on the line in the event of a serious crash. With medical cost rising and litigation becoming more prevalent, your exposure for life changing judgments grows daily.

Our rates are highly competitive and we offer several different discounts such as:

Multi-Policy
Driver Training
Good Student
Anti Lock Brakes
Air Bags
Safe Driver

Home Insurance

Your personal home is most likely your single largest investment. Homeowners Insurance is an inexpensive way to take care of your home, belongings and personal liability in one package.

Home Discount’s Offered

Multi-Policy
New Homebuyer
Smoke Detector
Fire Extinguisher
Deadbolt
Central Station Alarm
Part of a Homeowners Association

Renters Insurance

Do you rent an apartment or home? Fire and Theft happen everyday and your belongings are valuable. Think of the cost to replace your TV, Computer, Stereo, Furniture and Clothes. Renters insurance is a great way to take care of your valuables and liability.

Earthquake/Flood Insurance

Neither Earthquake nor Flood insurance is typically included in your homeowner’s policy.

Most people do not think of South Carolina as an area to worry about earthquakes but they are mistaken. South Carolina is an active area between the Charleston Fault and the New Madrid Fault in Tennessee. An earthquake in either area could cause damage to your home.
www.scearthquakes.com.

Rising water is a peril that is covered by a flood insurance policy. If you are near any body of water or just want to be covered we have a policy for you.

Umbrella Coverage

An umbrella policy is a great way to increase your personal liability coverage for a low price. The typical umbrella policy is much cheaper than most people realize and can add an additional $1,000,000 to $5,000,000 in coverage.

Other Insurance Offered

Personal Articles

Your current policy may not cover or have a limit on the amount of coverage for Jewelry, Furs, Guns, Silverware and other collectibles. We offer scheduled policies that pay an amount agreed if a loss occurs.

Recreational Vehicles

Boats, Jet Skis, ATV’s, Golf Carts and other motorized vehicles are specifically excluded under most homeowner’s policies. There are policies available to cover your liability and physical damage to these vehicles.

Classic/Collector Vehicle

We offer coverage for your classic and collector autos. We represent two carriers that specialize in this type of insurance. Each of these carriers offer ultra competitive pricing with $0 deductibles and stated value policies to repair or replace your restored vehicle in the event of a loss.